Dental Insurance

Dental procedures are commonly known to be quite costly, but dental insurance makes quality treatment accessible to individuals with lower income. Dental insurance plans are based on monthly or annual installments and are suited to match many different needs that patients might have. Some insurance policies only include NHS dentistry, while others also offer coverage of treatments by private clinics.

There will be certain conditions for every insurance policy, such as a limit on the amount that can be spent for one particular treatment and over a year. Some policies can also include emergency dental procedures. The individual is first required to pay for the treatment received and then claim the fees back from the insurance company. Most dental insurance policies will exclude certain treatments, such as dental implants, treatment of traumas, cosmetic dentistry, orthodontic work and treatment of mouth cancer. Moreover, the majority of insurance policies will only cover up to 75% of the total expenses.

To qualify for dental insurance, the customer will be required to confirm that there are no plans of dental treatment in the near future and that the individual‘s teeth are in a relatively good condition.